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Holiday Closings
Monday, May 31, 2010
Memorial Day
Monday, July 5, 2010
Independence Day
Monday, September 6, 2010
Labor Day
Monday, October 11, 2010
Columbus Day
Wednesday, November 24, 2010
Closing at noon
Thursday, November 25, 2010
Thanksgiving Day
Friday, December 24, 2010
Christmas Day
Friday, December 31, 2010
New Year's Day
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Loan Rates
Effective February 24, 2010 |
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| Loan Type |
Rate as low as |
Maximum Term |
| New Auto |
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2010 & 2009 w/less than 7,500 miles |
4.50% APR * |
36 Months |
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and untitled |
5.00% APR * |
48 Months |
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5.25% APR * |
60 Months |
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5.50% APR * |
66 Months |
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| Used Auto |
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2009 - 2008 |
5.75% APR * |
60 Months |
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2007 |
6.00% APR * |
48 Months |
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2006 |
6.25% APR * |
42 Months |
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2005 - 2002 |
6.50% APR * |
36 Months |
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| Motorcycle / ATV |
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New / Used (90% of Max LTV / MSRP) |
8.00% APR * |
36 Months |
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9.00% APR * |
48 Months |
| Signature / Unsecured |
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(includes seasonal & special promotions) |
9.95% APR * |
60 Months |
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| Share-Secured |
2.50% APR |
60 Months |
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over share rate |
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| * |
APR = Annual Percentage Rate |
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Based on individual applicant's credit-worthiness |
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Share Rates
Effective December 31, 2009 |
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| Account Type |
APR * |
APY ** |
| Shares (dividends paid quarterly) |
0.10% |
0.10% |
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Christmas / Vacation Clubs
(dividends paid quarterly) |
0.10% |
0.10% |
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| Share Drafts (dividends paid monthly) |
0.05% |
0.05% |
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Money Market Accounts
(dividends paid monthly, $5,000 minimum) |
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$5,000.00 - $9,999.99 |
0.45% |
0.45% |
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$10,000.00 - $24,999.99 |
0.75% |
0.75% |
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$25,000.00 and over |
0.75% |
0.75% |
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Certificate Rates
Effective February 5, 2010 |
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| Term |
APR * |
APY ** |
| 6 Months (dividends paid monthly) |
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$5,000.00 |
0.75% |
0.75% |
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$10,000.00 |
0.75% |
0.75% |
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| 12 Months (dividends paid monthly) |
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$10,000.00 |
0.85% |
0.85% |
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| 24 Months (dividends paid monthly) |
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$10,000.00 |
0.95% |
0.95% |
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| IRA (dividends paid monthly) |
0.95% |
0.95% |
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| * |
APR = Annual Percentage Rate |
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APY = Annual Percentage Yield |
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