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Holiday Closings
Monday, January 17, 2011
Dr. Martin Luther King, Jr. Day
Monday, February 21, 2011
President's Day
Monday, May 30, 2011
Memorial Day
Monday, July 4, 2011
Independence Day
Monday, September 5, 2011
Labor Day
Monday, October 10, 2011
Columbus Day
Friday, November 11, 2011
Veterans Day
Thursday, November 24, 2011
Thanksgiving Day
Monday, December 26, 2011
Christmas (Observed)
Monday, January 2, 2012
New Years (Observed)
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Loan Rates
Effective September 15, 2010 |
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| New Autos & Motorcycles - Year 2011 / >$30K |
| Credit Score |
36 Months |
48 Months |
60 Months |
72 Months |
| A (750 - 850) |
4.50% |
4.75% |
5.25% |
5.50% |
| B (675 - 749) |
5.00% |
5.25% |
5.75% |
6.00% |
| C (620 - 674) |
5.50% |
5.75% |
6.00% |
6.25% |
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100% of MSRP - to $50K |
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| Used Autos & Motorcycles |
| 2004 - 2010 |
6 & 7 yrs. old |
4 & 5 yrs. old |
3 yrs. old |
1 & 2 yrs. old |
| Credit Score |
36 Months |
48 Months |
60 Months |
66 Months |
| A (750 - 850) |
4.99% |
5.25% |
5.75% |
6.25% |
| B (675 - 749) |
5.99% |
6.49% |
6.99% |
7.49% |
| C (620 - 674) |
6.25% |
6.75% |
7.25% |
7.75% |
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95% of NADA Retail |
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| New Boats, Campers & Farm Equipment |
| Credit Score |
36 Months |
48 Months |
60 Months |
72 Months |
| A (750 - 850) |
4.99% |
5.24% |
5.74% |
6.25% |
| B (675 - 749) |
5.49% |
5.99% |
6.49% |
6.99% |
| C (620 - 674) |
6.49% |
7.99% |
8.49% |
9.49% |
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95% LTV / MSRP |
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| Used Boats, Campers & Farm Equipment |
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6 & 7 yrs. old |
4 & 5 yrs. old |
3 yrs. old |
1 & 2 yrs. old |
| Credit Score |
36 Months |
48 Months |
60 Months |
72 Months |
| A (750 - 850) |
5.49% |
5.99% |
6.49% |
6.99% |
| B (675 - 749) |
5.99% |
6.49% |
6.99% |
7.75% |
| C (620 - 674) |
7.99% |
8.99% |
8.99% |
9.99% |
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Jet Ski's ATV's Max 36 months must have title and insurance |
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90% LTV / MSRP |
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| Signature Loans |
| Credit Score |
24 Months |
36 Months |
48 Months |
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| A (750 - 850) |
9.49% |
9.95% |
9.95% |
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| B (675 - 749) |
9.95% |
10.49% |
11.99% |
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| C (620 - 674) |
12.99% |
13.99% |
16.99% |
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1.5 - 2.5 x monthly income Max $3,500 |
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| Share & CD Secured |
| 2.5% higher than dividend rate |
| Term up to 84 months |
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| Other Auto - Secured |
| Credit Score |
24 Months |
36 Months |
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| A (750 - 850) |
7.99% |
8.49% |
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| B (675 - 749) |
8.99% |
9.99% |
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| C (620 - 674) |
9.99% |
10.99% |
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| D (590 - 619) |
10.99% |
11.99% |
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90% of NADA Retail |
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Share Rates
Effective December 31, 2010 |
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| Account Type |
APR * |
APY ** |
| Shares (dividends paid quarterly) |
0.10% |
0.10% |
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Christmas / Vacation Clubs
(dividends paid quarterly) |
0.10% |
0.10% |
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| Share Drafts (dividends paid monthly) |
0.05% |
0.05% |
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Money Market Accounts
(dividends paid monthly, $5,000 minimum) |
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$5,000.00 - $9,999.99 |
0.30% |
0.30% |
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$10,000.00 - $24,999.99 |
0.50% |
0.50% |
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$25,000.00 and over |
0.60% |
0.60% |
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Certificate Rates
Effective December 6, 2010 |
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| Term |
APR * |
APY ** |
| 6 Months (dividends paid monthly) |
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$5,000.00 |
0.50% |
0.50% |
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$10,000.00 |
0.70% |
0.70% |
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| 12 Months (dividends paid monthly) |
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$10,000.00 |
0.85% |
0.85% |
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| 24 Months (dividends paid monthly) |
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$10,000.00 |
1.40% |
1.41% |
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| IRA (dividends paid monthly) |
1.40% |
1.41% |
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| * |
APR = Annual Percentage Rate |
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APY = Annual Percentage Yield |
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