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Holiday Closings
Monday, January 18, 2010
Dr. Martin Luther King, Jr. Day
Monday, February 15, 2010
Presidents' Day
Monday, May 31, 2010
Memorial Day
Monday, July 5, 2010
Independence Day (Observed)
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Loan Rates
Effective October 2, 2009 |
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| Loan Type |
Rate as low as |
Maximum Term |
| New Auto |
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2010 & 2009 w/less than 7,500 miles |
4.75% APR * |
36 Months |
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5.25% APR * |
48 Months |
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5.50% APR * |
60 Months |
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5.75% APR * |
66 Months |
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| Used Auto |
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2009 - 2008 |
6.00% APR * |
60 Months |
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2007 |
6.25% APR * |
48 Months |
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2006 |
6.50% APR * |
42 Months |
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2005 - 2002 |
6.75% APR * |
36 Months |
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| Motorcycle / ATV |
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New / Used (90% of Max LTV / MSRP) |
8.00% APR * |
36 Months |
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9.00% APR * |
48 Months |
| Signature / Unsecured |
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(includes seasonal & special promotions) |
9.95% APR * |
60 Months |
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| Share-Secured |
2.50% APR |
60 Months |
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over share rate |
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| * |
APR = Annual Percentage Rate |
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Based on individual applicant's credit-worthiness |
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Share Rates
Effective December 31, 2009 |
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| Account Type |
APR * |
APY ** |
| Shares (dividends paid quarterly) |
0.10% |
0.10% |
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Christmas / Vacation Clubs
(dividends paid quarterly) |
0.10% |
0.10% |
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| Share Drafts (dividends paid monthly) |
0.05% |
0.05% |
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Money Market Accounts
(dividends paid monthly, $5,000 minimum) |
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$5,000.00 - $9,999.99 |
0.45% |
0.45% |
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$10,000.00 - $24,999.99 |
0.75% |
0.75% |
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$25,000.00 and over |
0.75% |
0.75% |
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Certificate Rates
Effective February 5, 2010 |
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| Term |
APR * |
APY ** |
| 6 Months (dividends paid monthly) |
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$5,000.00 |
0.75% |
0.75% |
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$10,000.00 |
0.75% |
0.75% |
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| 12 Months (dividends paid monthly) |
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$10,000.00 |
0.85% |
0.85% |
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| 24 Months (dividends paid monthly) |
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$10,000.00 |
0.95% |
0.95% |
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| IRA (dividends paid monthly) |
0.95% |
0.95% |
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| * |
APR = Annual Percentage Rate |
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APY = Annual Percentage Yield |
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