Holiday Closings

Monday, May 31, 2010
Memorial Day

Monday, July 5, 2010
Independence Day

Monday, September 6, 2010
Labor Day

Monday, October 11, 2010
Columbus Day

Wednesday, November 24, 2010
Closing at noon

Thursday, November 25, 2010
Thanksgiving Day

Friday, December 24, 2010
Christmas Day

Friday, December 31, 2010
New Year's Day

 


Loan Rates
Effective February 24, 2010
   
     
Loan Type Rate as low as Maximum Term
New Auto    
  2010 & 2009 w/less than 7,500 miles 4.50% APR * 36 Months
  and untitled 5.00% APR * 48 Months
  5.25% APR * 60 Months
  5.50% APR * 66 Months
     
Used Auto    
  2009 - 2008 5.75% APR * 60 Months
  2007 6.00% APR * 48 Months
  2006 6.25% APR * 42 Months
  2005 - 2002 6.50% APR * 36 Months
       
Motorcycle / ATV    
  New / Used (90% of Max LTV / MSRP) 8.00% APR * 36 Months
    9.00% APR * 48 Months
Signature / Unsecured    
  (includes seasonal & special promotions) 9.95% APR * 60 Months
       
Share-Secured 2.50% APR 60 Months
    over share rate  
       
* APR = Annual Percentage Rate    
  Based on individual applicant's credit-worthiness  
       

       
Share Rates
Effective December 31, 2009
   
       
Account Type APR * APY **
Shares (dividends paid quarterly) 0.10% 0.10%
       
Christmas / Vacation Clubs
(dividends paid quarterly)
0.10% 0.10%
       
Share Drafts (dividends paid monthly) 0.05% 0.05%
       
Money Market Accounts
(dividends paid monthly, $5,000 minimum)
   
  $5,000.00 - $9,999.99 0.45% 0.45%
  $10,000.00 - $24,999.99 0.75% 0.75%
  $25,000.00 and over 0.75% 0.75%
       

       
Certificate Rates
Effective February 5, 2010
   
       
Term APR * APY **
6 Months (dividends paid monthly)    
  $5,000.00 0.75% 0.75%
  $10,000.00 0.75% 0.75%
       
12 Months (dividends paid monthly)    
  $10,000.00 0.85% 0.85%
       
24 Months (dividends paid monthly)    
  $10,000.00 0.95% 0.95%
       
IRA (dividends paid monthly) 0.95% 0.95%
     
* APR = Annual Percentage Rate    
  APY = Annual Percentage Yield