Holiday Closings

Effective May 1, 2009
Rates subject to change without notice

MAC (voice response unit)	no charge
Balance Inquiry	$ 2.00
Statement (per page)	$ 1.00
Telephone Transfers	$ 2.00
Christmas Club Early Withdrawal Fee	$ 10.00
Vacation Club Fee (after 1 withdrawal per quarter)	$ 5.00
Dormant Share Account Fee (after 12 months with no other active accounts)	$ 5.00
Any NSF Fee	$ 30.00
Returned Deposit Item Fee	$ 30.00
Items Sent for Collection	$ 15.00
Overdraft Transfer Fee	$ 5.00
Check Copies (each)	$ 2.50
Replace Debit Card	$ 15.00
Replace Debit Card (after two (2))	$ 25.00
Stop Payment Fee	$ 20.00
Returned Mail Fee	$ 10.00
Wire Fee	$ 15.00
International Wire Fee	$ 30.00
Loan Advance Fee	$ 15.00
Account Research Fee (minimum one hour charge)	$ 15.00
Account Reconciliation Fee (minimum one hour charge)	$ 15.00
Check Printing	prices depend on style
Partial Release on Deed Pledged as Collateral	$ 50.00 plus any legal fees incurred
Official Check made payable other than member	$ 1.00